Life Assurance

Life cover is a policy of assurance designed to pay a lump sum on death within a specified period (a term of years).

It is often considered the basic minimum cover and is a relatively cheap form of protection.

You can opt for the basic cover or choose additional items to offer you extra protection.

Life cover can be offered on a guaranteed or reviewable basis.

Guaranteed

This type of cover provides you with a set cover, at a set premium.  Once your application is accepted and in force the cover and premium will always stay the same.

Reviewable

This type of cover still provides you with the set level of cover but the premium can be reviewed periodically.  Generally, this is every four or five years and a new premium is set based upon the previous years claims experience in the life fund.  This means that your premium can increase or decrease depending on claims experience.

For further details please call: 

Call 0844 357 4429 or Mobile 0788 0727 493 for further details