Insurance

Choosing the right insurance contract can be a daunting task.

There are many insurance policies available in the market place for protecting your mortgage.  Whilst there are many variations the most common are:

Decreasing term assurance (often referred to as mortgage protection).

This type of cover reduces over time at a rate of approximately 10% - 14% per annum.

The cover is generally designed to protect someone who has a repayment mortgage as this balance also reduces each time you make a monthly payment.

It's possibly the cheapest form of life cover available and offers basic protection to cover a repayment type loan.

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