First Time Buyers

Buying Your First Home can be a confusing and daunting experience.  There are thousands of mortgages on the market and just as many companies offering you advice or information only.

Going directly to a lender can be a false economy as a majority of lenders will offer you information only.  This can mean that you do not always get offered the most suitable product for your circumstances and can mean that you will pay a higher interest rate on your loan.

Consider these points:

• Information only means what it says - just information not advice. 
• Check out the APR and ask them to explain what it means. 
• Check out the set up fees, they can sometimes be very high. 
• Is there a HLC? 
• Is there a booking fee? 
• Is there an arrangement fee? 
• Are there any early repayment charges? 
• Is an admin charge payable hidden in the valuation fee 
• What are the different forms of valuation. What do the valuations cover. 
• Are they prepared to meet you to discuss your requirements? 
• Is interest charged daily? 

Feel free to call us if you would like to discuss your options.

Call Now 0844 357 4429 or Mobile: 0788 0727 493